Our specialty
Small-Balance DSCR
30-year rental loans for the lower-priced homes that other lenders turn down.
- Loans $50,000–$74,999
- Home value $75,000+
- Qualify on rent, not income
Brokers & referral partners
Bring us your investor deals. Your fee is protected.
Partner with a lender that closes the loans other lenders pass on, from $50K DSCR loans to Alabama tax deed rehabs.
$50KDSCR minimum
8loan programs
Broker feeprotected
Why partners send us deals
Built for the people who bring us investors
Your fee is on the settlement statement
Your compensation is disclosed on the settlement statement and paid to you at closing.
Repeat business is protected
When your registered borrower comes back for another qualifying loan, your referral relationship stays protected under your broker agreement. That agreement sets the protection period, how borrower entities are handled and what happens if another broker submits the same client, so there is nothing to argue about later.
Secure document portal
Upload documents and track your files in one place.
Programs you can offer
A full menu for your investor clients
Rental
DSCR Rental
Long-term financing for single rentals and portfolios.
- Loans $75,000+
- Home value $100,000+
- 30-yr fixed, purchase or refi
Short-term
Fix & Flip
Purchase and renovation funds in one loan, funded from our own capital.
- 80% of purchase price
- 100% of rehab
- Up to 70% of ARV
Alabama only
Tax Deed Rehab
We fund the renovation and the quiet title on Alabama tax deed properties.
- Rehab funds + title clearing
- Quiet title escrow at closing
- You must already hold the deed
Short-term
Bridge
Close quickly now, then stabilize or refinance into a DSCR loan.
- Interest-only payments
- Purchase or refinance
- Rental, BRRRR, short-term rental
Construction
New Construction
Ground-up financing up to 85% of cost for spec homes and build-to-rent.
- Up to 85% of cost
- Up to 70% of completed value
- Lot equity counts
Wholesale
Transactional Funding
Same-day funds for double closings.
- No credit check
- 0.75% fee ($750 min)
- No fee if it doesn't close
Larger deals
Multifamily & Commercial
Bridge and term financing for 5+ unit and commercial properties.
- 5+ units
- Purchase or refinance
- Multifamily experience preferred
Tax deed rehab loans
Your tax deed has no clear title. We lend on it anyway.
We fund the renovation and the quiet title action together, so you can fix the house while the title is being cleared.
Alabama tax deed properties
Before you apply: you must already hold the tax deed. We fund the rehab and quiet title, not the auction bid.
You win the deed
You buy the tax deed at the county sale and receive the deed.
We fund the rehab and the title work
Renovation funds are released in draws. A quiet title escrow is set up at closing and paid to the attorney.
The title is cleared
The quiet title action goes through the courts while your crew works on the house.
Sell it or keep it
Sell with a clear title, or refinance into one of our DSCR rental loans and keep the house.
Questions first?