Our specialty
Small-Balance DSCR
30-year rental loans for the lower-priced homes that other lenders turn down.
- Loans $50,000–$74,999
- Home value $75,000+
- Qualify on rent, not income
Larger deals · Multifamily & Commercial
Financing for apartments and commercial property.
Bridge loans for 5+ unit multifamily and commercial deals, with flexible terms while you stabilize the property.
What you can use it for
- Apartments
- Mixed use
- Value-add
- Stabilization
Tell us about the deal
Larger deals are structured one at a time. Send us the property, the numbers and your plan, and we will come back with how we can help.
Appraisals must meet USPAP and FIRREA standards and include as-is and as-stabilized values.
Common questions
Do I need multifamily experience?
Prior multifamily experience is expected for 5+ unit loans.
Other programs
More ways to fund your deal
Rental
DSCR Rental
Long-term financing for single rentals and portfolios.
- Loans $75,000+
- Home value $100,000+
- 30-yr fixed, purchase or refi
Short-term
Fix & Flip
Purchase and renovation funds in one loan, funded from our own capital.
- 80% of purchase price
- 100% of rehab
- Up to 70% of ARV
Alabama only
Tax Deed Rehab
We fund the renovation and the quiet title on Alabama tax deed properties.
- Rehab funds + title clearing
- Quiet title escrow at closing
- You must already hold the deed
“Simple Funding was able to fund my deal when no one else could! Highly recommend.”
“I was able to fund my tax deed rehab and clear the title – these guys are experts in their field.”
Current borrowers
Manage your loan
Make a payment, request a draw or get a payoff statement. No phone call needed.